What is a bordereau?
A plain-language guide to delegated insurance reporting and data quality.
A bordereau is a structured report of risks, premiums, claims or other transactions produced by an MGA or coverholder for a carrier, reinsurer or managing agent.
Core types
Premium, risk and claims bordereaux serve different purposes but must reconcile to policy and financial records.
Why quality matters
Late, incomplete or inconsistent data weakens portfolio oversight, reserving, regulatory reporting and trust.
Move beyond files
Modern delegated data should be validated near the point of entry, with exceptions visible before periodic reporting.
Use the structure to ask better questions.
The label is only a starting point. Authority, economics, risk ownership, data rights and governance determine how an arrangement works in practice. Decision-makers should test the underlying evidence and contract rather than infer quality from terminology alone.
This guide provides a high-level educational overview. Market terminology and legal obligations vary by jurisdiction and agreement. MGA Index updates reference pages when material market practice changes.
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