Website terms

Please read before using MGA Index. These terms apply to the website and its content. Editorial content is free to read.

Editorial information

MGA Index provides general news, research and commentary. It does not provide legal, actuarial, accounting, investment or insurance-placement advice. Readers remain responsible for professional judgment and independent verification.

Accuracy and sources

We seek to use reliable sources and correct material errors, but do not warrant that content is complete, current or error-free. Forward-looking analysis is inherently uncertain.

Intellectual property

Unless otherwise identified, original site content is owned by MGA Index. Individual access does not authorize republication or commercial redistribution. Free access does not grant a license to commercially republish our work.

Third-party links

Links are provided for sourcing and convenience. MGA Index is not responsible for third-party content, availability, security or privacy practices.

Free access and accounts

MGA Index no longer offers new paid reader subscriptions. Articles and market intelligence are free to read without an account. The downloadable magazine requires free newsletter signup and email confirmation. Personal watchlists require a free account.

Previous billing agreements

If you previously created a paid subscription, changing the website to free access does not itself cancel that agreement. Review its status and manage cancellation through your account and the payment provider’s secure portal. Existing billing records remain available.

Changes

These terms may change as the service develops. Material changes will be reflected by an updated effective date. These operational terms are not a representation that independent legal review has occurred.