MGA Knowledge CenterREFERENCE GUIDE

MGA due diligence checklist

The commercial, underwriting and operational questions behind a serious MGA review.

By MGA Index Newsroom Updated as market practice evolves
DEFINITION

MGA due diligence tests whether reported earnings and growth are supported by durable authority, underwriting performance, controls, relationships and infrastructure.

Underwriting evidence

Review cohort performance, pricing, mix, referrals, authorities, claims feedback and management response.

Commercial concentration

Map capacity, producer, customer, product and key-person dependencies alongside contractual terms.

Operating resilience

Examine data ownership, cybersecurity, compliance, succession, financial controls and the ability to reproduce key reports.

WHY IT MATTERS

Use the structure to ask better questions.

The label is only a starting point. Authority, economics, risk ownership, data rights and governance determine how an arrangement works in practice. Decision-makers should test the underlying evidence and contract rather than infer quality from terminology alone.

EDITORIAL NOTE

This guide provides a high-level educational overview. Market terminology and legal obligations vary by jurisdiction and agreement. MGA Index updates reference pages when material market practice changes.

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