Three Castles Cover

Three Castles Cover has identified an opportunity in the personal lines motor market based on supporting underserved customers. Our systems enable the identification, targeting and performance analysis of the underserved market enabling market leading loss ratios whilst providing meaningful savings for underserved motor customers. The UK private car and light commercial vehicle markets have moved out of the rapid inflationary phase and into a more stable, but highly segmented environment. The market is increasingly commoditised and heavily price-driven, with an emphasis on online purchasing. This causes any risks falling outside narrow automated acceptance criteria to be either declined or materially overpriced. These market conditions are prevalent in the private car and commercial vehicle markets, which is creating a growing pool of technically standard, underserved customers. Three Castles Cover target these standard customers who fall outside the online validation criteria. Three Castles Cover is proud to underwrite both private car and light commercial vehicles with rated products backed by our carrier The New India Assurance company Ltd.